Privacy Policy


IT Risk Products, Inc. Privacy Statement


NOTE TO OUR CUSTOMERS: THIS STATEMENT DISCLOSES THE PRIVACY PRACTICES FOR IT RISK PRODUCTS, INC. DBA/ Personal Protection Plan® .com. THIS PRIVACY STATEMENT APPLIES TO OUR CONSUMER BUSINESS, INCLUDING Personal Protection Plan® .com ONLINE FOR CONSUMERS AND OUR RETAIL OFFERINGS.

What Information We Gather/Track
We collect and store some or all of the following information about our users: name; email address; and billing information, such as address, phone number, social security number and credit card number. If you do not wish to have your credit card number stored, please contact Customer Service. We also receive and may store certain types of information when you interact with us. For example, like many Web sites, we use "cookies", and we obtain certain types of information when your Web browser accesses www.myIDsite.com. For more information, please see the paragraph entitled "Use of Cookies" at the bottom of this statement. In order to tailor our subsequent communications to you and continuously improve our products and services (including registration), we may also ask you to provide us with information regarding your personal or professional interests, demographics, experience with our products, and more detailed contact preferences. You will have the option of choosing not to provide us with this information.

Use of Data
Personal Protection Plan® .com uses your information to better understand your needs and provide you with better service. Specifically, we use your information to help you complete a transaction, including fulfillment of promotional offers, to communicate back to you, to update you on service and benefits, to personalize our web sites for you, and to manage and renew your subscription(s). Credit card numbers are used only for payment processing and fraud protection, and are not used for other purposes without your permission.

Use of Your E-mail Address
We will send you e-mail alerts, our newsletter, or other educational material via e-mail to keep you informed about services you have subscribed to. These will include, but are not limited to the risk and exposures associated with protecting your personal identity or protecting your computer from a computer virus, the status of your membership account, and to provide prevention or detection notices. These messages are essential to the maintenance of your subscription and the functionality of our services. Therefore, there is no opt-out available for service notifications and these messages cannot be blocked.

If you provide us with your e-mail address when you register as a customer or subscribe to our services, we will occasionally send you e-mail with recommendations or notices of new products, prices, and services. This e-mail may include paid advertisements from third parties. You may block future e-mail of this type, simply by following the instructions at the bottom of the update messages.

Who We Share It With
We do not sell, rent, or lease your personally identifiable information to others. Unless we have your permission or are required by law, we will only share the personal data you provide online with other IT Risk Products, Inc. entities and/or business partners who are acting on our behalf for the uses described in "Use of Data". By contract, third parties such as IT Risk Managers, Inc., Insuranceworkz, and Authorize.net must comply with their own privacy policies with regard to the renting, selling, or sharing of information. As partners of IT Risk Products, Inc. they must also offer customers the chance to opt out of information sharing. For advertising purposes, visitor and customer information is statistically aggregated and reported to advertisers. However, we do not disclose to these entities any information that could be used to personally identify you, such as your name, e-mail address, account, password, or transaction history.

Special Relationships
IT Risk Products, Inc has a number of relationships with business partners. These business partners provide a number of different services. We may use intermediaries in the purchasing process to complete transactions for IT Risk Products, Inc. For example, not limited to American International Group and IT Risk Managers, Inc. provide the insurance products, Insuranceworkz provides web development and hosting services and Authorize.net provides credit card transaction services. These intermediaries verify purchase information, such as credit card number, address, and authorize transactions. In doing so, they have access to sensitive data about users. They do not use this information for any other purpose.

We have a partnership with Insuranceworkz which powers the Personal Protection Plan® .com store. In the process of conducting transactions for Personal Protection Plan® .com products, Insuranceworkz and Authorize.net collect information about users, including, but not limited to, social security numbers and credit card information. When a user purchases a product from the Personal Protection Plan® .com store, information about the customer and the purchase are shared between Insuranceworkz and Authorize.net. Credit card information is shared between the two companies but only for the purpose of processing your transaction.

Links
myidsite.com contains links to other Web sites. Please note that when you click on one of these links, you are 'clicking' to another Web site. We encourage you to read the privacy statements of these linked sites, as their privacy policies may differ from ours.

Use of Cookies
myIDsite.com uses software tags called "cookies" to identify customers when they visit our site. Cookies are used to remember user preferences and maximize performance of our services. Additionally, cookies help us to identify returning users so that we don't ask them to enter their email and password with every visit. The information we collect with cookies is not sold, rented, or shared with any outside parties. We also ask that our customers fill in the first name and last name in a box so that our customer support services can identify and assist customers in case of login problems. We cannot provide subscription services to users whose browsers are set to reject all cookies. We may use third-party advertising companies to serve ads on our site. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is non-personal and anonymous.

Log Files
myIDsite.com may maintain log files of the traffic that visits www.myIDsite.com site. We will not link any information gathered in these log files to personally identifying information. Log files are used to manage traffic loads and information technology requirements for providing reliable service. Information collected includes IP addresses and browser types.

Feedback
We collect user feedback. We do not typically respond to user feedback in the form of an e-mail. We do collect testimonials that appear on the site from our feedback form, but only after we have obtained permission from the senders. Users who would like a response to specific questions concerning the service or their subscriptions are directed to the customer service area. These questions will be responded to as quickly as possible. We read all of our customer service queries and use the information contained therein only to resolve the question at hand. We also post surveys on our site, ranging from one to ten questions. These surveys are optional and all information is collected anonymously. The information is collected to better understand our user population. It is not sold or transferred to any third party.

Correct/Update/Delete User Information
Users can update, correct, or delete their personal information on myIDsite.com by clicking on the "My Account" link. Users may cancel their accounts by contacting Customer Support.

Our Privacy Policy Regarding Children Who Visit Our Site
Our Website content is not directed toward children. However, if a minor were to subscribe to our service, we would protect and treat their information as we would all of our subscribers.

Information Security
All information gathered on the www.myIDsite.com site is stored and maintained in secure facilities that limit access to authorized personnel only. Authorized personnel can only access the information through a series of access-control procedures. All myIDsite.com employees are briefed about the company's privacy and security policies on a regular basis. Our sites are regularly tested for security breaches to ensure that all information collected is secure from unauthorized viewing.

Notification of Changes
If we change our privacy policy, we will post a notice on our site so our users are aware of the change in what information we collect, how we use it, and/or under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we would notify users by e-mail. Users will have a choice as to whether or not we use their previously submitted information in this different manner. Users may choose to have their information used in accordance with the privacy policy under which the information was collected.

For more information, please contact:

Chief Privacy Officer
IT Risk Products, Inc.
PO Box 504
Okemos, Michigan 48805-0504

Email: privacyofficer@myIDsite.com

Phone Number: 517-381-9909

                                                                                                              
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IT Risk Managers is the Program Administrator for the Program for the myIDSite program. IT Risk Managers, Inc., based out of Okemos, Michigan, is one the industry's premier brokers for Internet & Technology (Network) insurance. We are a licensed insurance broker that specializes in providing risk management solutions for companies that are in the technology business or for companies that use technology.

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*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. For questions about coverage, please contact idtheft@aig.com or 866-826-4974. Coverage not available to residents of New York and may not be available in other jurisdictions.


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